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Nonprofit Business Insurance

Non-profit organizations need insurance for many of the same reasons that for-profit organizations do. But if you are in the market for non profit insurance, it pays to reach out to a broker who has experience helping people to get non profit liability insurance.

We have a thorough understanding of the challenges and risks that non-profits face on a day-to-day basis, and we offer affordable non profit business insurance options so that you can protect your business interests and the people who work for you. As part of our service to you, we will provide risk management recommendations and will answer all of your questions.
Since non-profits have unique needs, we provide the following benefits:

Affordable Premiums

For the most part, non-profit organizations do not have the same financial wherewithal as for-profit organizations, which means that we will ensure that you get non profit insurance that is affordable and that your premiums do not increase wildly year after year. Furthermore, we will let you know well in advance if your premiums are slated to rise.

User Friendliness

We understand the specific needs of non-profit organizations and endeavor not only to be transparent, but also to be approachable so that you understand your non profit business insurance coverage, understand how to file claims pursuant to your non profit insurance and generally know how to get the most out of your non profit liability insurance.


We will conduct a risk management analysis to ascertain exactly what non profit liability insurance coverage you need. So you will end up with a one-size-fits-one package that will protect your non-profit organization.

The sorts of coverage you can have in your non profit business insurance policy include the following:

Commercial General Liability

This sort of policy will protect your non-profit from liability claims stemming from property damage or bodily injury.

Non-Owned Automobile Liability

This coverage safeguards your non-profit organization if it faces legal action due to a vehicle mishap that you or a worker has in a personal car while going about company business. It is important to know that this policy type does not cover you or your workers personally.

Non-Profit Directors and Officers Liability

With this type of coverage, you can protect your non-profit’s directors and officers. Non-profits tend not to have the sort of financial ability as for-profits either to indemnify directors and officers or to shoulder expensive legal action, damage awards or settlements.

Errors and Omissions Liability

Errors and omissions coverage is also referred to as professional indemnity coverage, and it will protect you if a client claims that he or she suffered financial loss owing to an error or omission by you.

Umbrella Liability

This will provide you with additional liability coverage. It is intended to safeguard you from major lawsuits and claims.

If you are ready to get the non-profit insurance that you need, give us a call today and we will work with you to find the right coverage for you.

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We’ve got the insurance you need.

At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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Gary Thompson
Gary Thompson
I have been dealing with W B White Insurance since the mid 1980's, around 40 years. In all these years they have always been attentive to my needs. Always made me feel an important client to them. Their premiums have always been fair, both home and auto. And yes I have periodically checked with other insurance agencies over the years to ensure that is the case. Good service and good premiums are important (price is not always everything). Recently, I had cause to make some changes to my auto insurance plan and was extremely happy with the service I received. My current Account Manager and has been for several years now, Michelle Hughes, handled things promptly, made the changes happen almost instantly. She is a real pleasure to deal with and makes things so easy for me. I am and will continue to not only be a client of W B White, but will also ensure I continue to recommend them to friends/family and neighbours. Gary
Al Muise
Al Muise
The best insurance company I’ve ever dealt with . Great customer service and amazing people ( my broker is Michelle Huges) Honest people doing exceptionally great work to save me money and keeping me protected.
Richard Yaworski
Richard Yaworski
I have been a client for years with W B White Insurance, great service and have never had any issues. I highly recommend them it you are looking for Home and Auto insurance.
Kyle Pearn
Kyle Pearn
Alanna has been attentive, easy to talk too and quick to answer any questions and concerns. I felt like she has truly gone above and beyond to take care of all my needs and wants when it comes to coverage. I want to provide the best I can for my staff, and make sure they and their families have sufficient coverage should anything happen. You need to trust your provider and broker. I can honestly say I trust Alanna 100% . Thank you !
Jordan Gladden
Jordan Gladden
Amazing company and phenomenal staff! 10/10 !
Michelle Pereira
Michelle Pereira
Efficient and pleasant!
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Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office

  • 905-576-1367
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  • 905-576-1367

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office