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Retail Store Insurance

Retail Store Insurance Service

Whether you operate a mom and pop convenience store, a home and garden facility, a bakery, a restaurant or any other retail company that sells products or services, you need retail insurance.

When you sign on with the right insurer, you will get coverage that is customized to meet your specific needs, which means that factors such as your industry, your offering and your location will be looked at to critically assess the risks you face on a day-to-day basis.

As insurance brokers who understand the ins and outs of retail insurance, we know that you cannot afford to not have retail insurance. Without the right retail insurance policy, you could find yourself facing costly setbacks that could even threaten your ability to remain a going concern. Because we can get you competitive quotes from the most reputable insurance companies in the industry, you can be certain that you will have access to the best retail insurance policy that you could possibly invest in.

When you work in an industry that includes workers, suppliers and customers, you need to be vigilant and protect your business interests with retail store insurance. As such, a proper retail insurance policy will include coverage for a number of vital areas. They include the following:

Business Interruption

This sort of coverage will ensure that you are covered in the event that a disaster or serious incident causes you to lose income. Losing income should your facility require repairs could make this difficult for you and your workers, which is why retail store insurance is such a good idea. With business interruption coverage, everyone covered under the policy have loss of income protection.

Equipment Breakdown

If your retail operations is dependent to one extent or another on equipment, then you should seriously consider getting equipment breakdown coverage. It will kick in should you experience equipment failure, whether scanners, computers or other technical items. It will cover repair or replacement costs as well as for damages caused by the equipment failure.

General Liability

With this coverage, you will be protected in the event that anyone files bodily injury claims, property damage claims or personal injury claims.

Contents and Inventory

This policy will cover your content, inventory, machinery and furniture against theft, loss or damage, which will provide peace of mind should any mishaps occur.

When you are ready to discuss your retail insurance needs, give us a call at W.B. White Insurance to learn about retail store insurance. We will help you to find the customized coverage you need to protect your business interests. While building a business is rewarding, you can suffer a serious hit if you either lack retail insurance or simply do not have enough retail insurance. Contact us today so we can get you the coverage you require.

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We’ve got the insurance you need.

At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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Gary Thompson
Gary Thompson
I have been dealing with W B White Insurance since the mid 1980's, around 40 years. In all these years they have always been attentive to my needs. Always made me feel an important client to them. Their premiums have always been fair, both home and auto. And yes I have periodically checked with other insurance agencies over the years to ensure that is the case. Good service and good premiums are important (price is not always everything). Recently, I had cause to make some changes to my auto insurance plan and was extremely happy with the service I received. My current Account Manager and has been for several years now, Michelle Hughes, handled things promptly, made the changes happen almost instantly. She is a real pleasure to deal with and makes things so easy for me. I am and will continue to not only be a client of W B White, but will also ensure I continue to recommend them to friends/family and neighbours. Gary
Al Muise
Al Muise
The best insurance company I’ve ever dealt with . Great customer service and amazing people ( my broker is Michelle Huges) Honest people doing exceptionally great work to save me money and keeping me protected.
Richard Yaworski
Richard Yaworski
I have been a client for years with W B White Insurance, great service and have never had any issues. I highly recommend them it you are looking for Home and Auto insurance.
Kyle Pearn
Kyle Pearn
Alanna has been attentive, easy to talk too and quick to answer any questions and concerns. I felt like she has truly gone above and beyond to take care of all my needs and wants when it comes to coverage. I want to provide the best I can for my staff, and make sure they and their families have sufficient coverage should anything happen. You need to trust your provider and broker. I can honestly say I trust Alanna 100% . Thank you !
Jordan Gladden
Jordan Gladden
Amazing company and phenomenal staff! 10/10 !
Michelle Pereira
Michelle Pereira
Efficient and pleasant!
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Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office

  • 905-576-1367
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  • 905-576-1367

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office