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Broker Compensation

Our Broker Compensation

We appreciate your business!  As your Independent Insurance Broker, we provide access to insurance products and services on your behalf through a select listing of insurance companies we have secured an agreement with.

Our role is to provide you with the best insurance value that combines coverage, service, and price. We also provide personalized, quality service that includes professional insurance advice, ongoing policy maintenance and claims support. When any issue arises regarding your insurance coverage, we are your advocate, using our professional experience to best represent your individual interest.

Brokerage compensation is paid based on a percentage of the insurance premium. For your benefit, we have listed below Automobile and Property Insurers that we represent and have included the range of compensation each provides based on a percentage of your overall premium.

  • Aviva Insurance* 12.5%-20%
  • The Commonwell Mutual Insurance* 11%-20%
  • Chubb 10%-20%
  • Facility Association – 6%-10% cap $370
  • Hamilton Township Mutual (HTM)*  12.5%-20%
  • Hagerty Insurance 10%-12.5%
  • Intact Insurance*  9%-20%
  • Jevco Insurance 5%-12.5%
  • Northbridge Insurance* 10%-20%
  • Optimum Insurance* 12.5%-20%
  • Royal and SunAlliance* (RSA) 12.5%-20%
  • Optimum* 20%
This commission percentage is paid annually for new business and renewals.

“In order for us to maintain strong relationships with quality insurers we work with each to provide the type of business they desire. The insurers noted above (from list of markets) with an asterisk recognize our efforts through a Contingent Commission contract. Payment of this Contingent Commission depends on a combination of growth, profitability (loss ratio), volume, retention and increased services that we provide on behalf of the Insurer. It is based on our entire portfolio of business with that insurer and not on individual policies. Contingent Commission is not guaranteed.”

Your Insurer will be providing you with a Consumer Code of Rights and Responsibilities which will be forwarded to you with your policy. If you have any questions regarding this or any other aspect of your insurance please contact us.

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We’ve got the insurance you need.

At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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Locations

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Branch Office 16 Russell Street West
Lindsay, Ontario, K9V 2W7

  • 905-576-1367
  • Fax
  • 905-576-1367

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Branch Office 16 Russell Street West
Lindsay, Ontario, K9V 2W7