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Director’s and Officer’s Insurance

Director’s and Officer’s Insurance

If you own a company, directors and officers insurance is something you should look into. This sort of liability insurance is a must as it will cover directors and officers at your company in the event that they find themselves on the receiving end of claims.

The heightened focus on corporate governance and board accountability is such that directors serving on boards and officers leading companies are increasingly being held accountable for what they do — or do not do — that may not be seen as being in the company’s best interests.

There are numerous ways that directors and officers can potentially find themselves in need of directors and officers insurance. For instance, directors and officers can find themselves in trouble if they face any allegations involving a violation of common law responsibilities, a breach of responsibilities owed to stakeholders, or a violation of statutory obligations.

Whether you own and operate a not-for-profit organization, a privately held business or a for-profit company, you can find an officers and directors insurance to meet your specific requirements. So reach out to us at W.B. White Insurance for a directors and officers insurance quote so that you can sign up for officers and directors insurance.

Directors and officers insurance will cover your directors and officers’ defense fees as well as damages stemming from unlawful act charges and legal action brought against them.

Specifically, directors and officers policies come into play in the event of errors or omissions by directors and officers. This type of liability insurance usually has several unique features compared to other insurance types. These include the following:

Monetary Damage

A directors & officers insurance policy covers monetary damages, but it does not include either property damage or bodily injury.

Claims-Filed Basis

Directors and officers policies are written up via a claims-made basis.

No Guaranteed Defense

Officers and directors insurance usually does not feature any guaranteed obligation to defend those covered under the insurance as far as for-profit companies are concerned.

What follows is a closer look at how we can help different types of organizations:

Public Companies

Whether allegations against your directors or officers are true or false, you could find yourself footing a sizeable bill due to legal fees associated with defending the action. With a directors and officers liability policy, you can obtain, among other things, indemnification if any of your directors or officers are deemed to be liable.

Private Companies

Private companies must be careful when it comes to issues such as conflict of interest charges, securities litigation and breaches of fiduciary duty. With the right policy, you can cover your directors and officers in areas like defense fees and settlements.

Non-Profit Companies

If you operate a non-profit company, directors and officers insurance takes on added importance. The reason for this is that non-profit companies typically have limited capacity to indemnify their directors and officers or to shoulder costly legal action settlements or awards of damage. With the right policy, your company’s directors and officers will be protected.

Choosing the right policy is critically important, and we are here to help. For a directors and officers insurance quote, contact W.B. White Insurance today.

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We’ve got the insurance you need.

At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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Gary Thompson
Gary Thompson
I have been dealing with W B White Insurance since the mid 1980's, around 40 years. In all these years they have always been attentive to my needs. Always made me feel an important client to them. Their premiums have always been fair, both home and auto. And yes I have periodically checked with other insurance agencies over the years to ensure that is the case. Good service and good premiums are important (price is not always everything). Recently, I had cause to make some changes to my auto insurance plan and was extremely happy with the service I received. My current Account Manager and has been for several years now, Michelle Hughes, handled things promptly, made the changes happen almost instantly. She is a real pleasure to deal with and makes things so easy for me. I am and will continue to not only be a client of W B White, but will also ensure I continue to recommend them to friends/family and neighbours. Gary
Al Muise
Al Muise
The best insurance company I’ve ever dealt with . Great customer service and amazing people ( my broker is Michelle Huges) Honest people doing exceptionally great work to save me money and keeping me protected.
Richard Yaworski
Richard Yaworski
I have been a client for years with W B White Insurance, great service and have never had any issues. I highly recommend them it you are looking for Home and Auto insurance.
Kyle Pearn
Kyle Pearn
Alanna has been attentive, easy to talk too and quick to answer any questions and concerns. I felt like she has truly gone above and beyond to take care of all my needs and wants when it comes to coverage. I want to provide the best I can for my staff, and make sure they and their families have sufficient coverage should anything happen. You need to trust your provider and broker. I can honestly say I trust Alanna 100% . Thank you !
Jordan Gladden
Jordan Gladden
Amazing company and phenomenal staff! 10/10 !
Michelle Pereira
Michelle Pereira
Efficient and pleasant!
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Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office

  • 905-576-1367
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  • 905-576-1367

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office