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Financial Insurance FAQs

Can I pause or suspend my auto insurance if I won’t be using my vehicle for a while?

At WB White Insurance, your auto insurance broker should be your first call before pulling the plates. Most carriers let us flip the policy to “comprehensive-only” or “laid-up” status, keeping fire, theft, and vandalism protection in force while removing liability and collision costs. That way the vehicle stays covered for loan requirements and you dodge the ugly premium hikes that often follow a lapse. When you’re ready to roll again, one quick call reinstates full coverage the same day. We’ll also map out any DMV paperwork in clear, plain language.

Can an Auto Insurance Broker help if I have a less-than-perfect driving record?

Life throws curves, and so does the road. If past tickets or fender-benders haunt your record, an auto insurance broker at WB White Insurance becomes your advocate, not your judge. We tap a broad panel of standard and specialty carriers that welcome “imperfect” drivers, scout accident-forgiveness programs, and explain how defensive-driving courses or telematics can trim surcharges. Because we’re independent, you avoid filling out a dozen quote forms or reliving every mishap. Instead, we compare pricing quietly in the background and craft a realistic improvement plan, so your next renewal might arrive with lighter premiums and a fresh start.

Can I bundle auto insurance with other policies through my broker?

Absolutely. At WB White Insurance, your dedicated auto insurance broker can round up quotes for your car, home, renters, boat, or even small-business liability in one smooth conversation. Bundling lets the carrier reward you for loyalty, often through sizeable multi-policy discounts and a single renewal date. We also double-check for overlapping extras—like roadside assistance or medical payments—so you never pay twice. Since we work with a mix of regional and national insurers, you’ll see several bundle combinations, not a one-size-fits-all package. Tell us what matters, and we’ll stitch the coverage together to fit your budget and lifestyle.

What does car insurance typically cover?

Car insurance in Oshawa typically covers liability for bodily injury and property damage, as well as coverage for your own vehicle, including collision, comprehensive, and specified perils coverage. It may also include coverage for medical expenses, loss of income, and other related costs.

How much does car insurance in Oshawa cost?

The cost of car insurance in Oshawa can vary depending on a number of factors, including your driving record, age, type of vehicle, and level of coverage. To get an accurate quote for car insurance in Oshawa, it’s best to speak to an insurance professional who can assess your specific needs.

What types of coverage should I consider when purchasing car insurance in Oshawa?

When purchasing car insurance in Oshawa, it’s important to consider liability coverage for bodily injury and property damage, as well as collision, comprehensive, and specified perils coverage for your own vehicle. Other optional coverages to consider include medical payments coverage, loss of income coverage, and uninsured/underinsured motorist coverage.

Can I save money on car insurance in Oshawa?

Yes, there are several ways to save money on car insurance in Oshawa, such as bundling your car insurance with other types of insurance, taking advantage of discounts for safe driving, installing anti-theft devices in your vehicle, and raising your deductibles. Working with an experienced insurance provider can also help you find ways to save on your car insurance in Oshawa.

Why do contractors in Ontario need insurance?

Contractors in Ontario need insurance to protect their businesses and employees from financial loss due to accidents or damage to property. In many cases, it’s also required by law or by clients as a condition of doing business.

What types of coverage are included in contractors insurance?

Contractors insurance can include a range of coverage options, including general liability, commercial auto, workers’ compensation, and more. The specific types of coverage included in a policy will depend on the needs of the contractor and the nature of their business.

How much does contractors insurance cost?

The cost of contractors insurance in Ontario can vary depending on a range of factors, including the type and amount of coverage needed, the size of the business, and the level of risk associated with the work being performed. A broker can help contractors find a policy that meets their needs and budget.

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We’ve got the insurance you need.

At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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Locations

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office

  • 905-576-1367
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  • 905-576-1367

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office