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Personal Liability Insurance

Personal Liability Insurance

Liability insurance can protect you as an individual or your company from risks associated with being sued for things like negligence or injury. When you sign up for a liability insurance policy, you will be covered for legal costs as well as any settlement payments if you are found liable.

Liability insurance is something that no business owner should be without regardless of whether you are a sole proprietor or you are the overseer of a corporation with employees who rely on you for their livelihood. You cannot afford to go without it because having shoulder the costs if you are ever found legally liable for any injuries sustained by other people could mean a substantial financial burden on your end.

With liability insurance, you will not have to worry if a worker is hurt or injured while going about his or her day-to-day duties on the job. Being without a liability insurance policy in such a situation could prove particularly damaging for a small business that may lack the funds to foot the bill.

As you might expect, there are various types of liability insurance options to correspond to the different liabilities that you as a business owner could face. Definitely seek out a liability insurance quote from a reputable liability insurance broker. You do not want to invest your money, time and effort into building a business — only to face claims that could threaten your ability to remain a going concern. If you contact W.B. White Insurance, we can quickly present you with a liability insurance quote so that you can get the liability insurance policy you need.

What follows is a rundown of the various types of coverage that you need to consider when dealing with a liability insurance broker:

Product Liability Insurance

This sort of coverage is critical if your business creates products that will be sold in the market place. It will safeguard you should you find yourself on the receiving end of legal action stemming from harm or death due to your products.

Commercial General Liability

This sort of insurance will safeguard your company from claims people make if they sustain bodily harm in your facility or suffer harm from one or more of your workers. So whether a worker slips off a ladder or an employee inadvertently damages a customer’s motorcycle in the parking lot, you will be covered.

Indemnity Insurance

With indemnity coverage, you can protect your company if it faces negligence claims stemming from financial harm caused by action or inaction.

Umbrella Liability Coverage

This personal liability coverage is intended to safeguard against cataclysmic losses. This sort of coverage comes into effect only after liability thresholds included in other insurance products are reached.

Director and Officer Liability Policy

This coverage is an option if your company has officers or a board of directors. It will ensure that they are shielded from liability should your company be sued.

Contact us today for a consultation on your liability insurance needs. We will help you to find the right package for your needs so that you get the liability coverage you want for yourself, your workers and your company. So get in touch today for a liability insurance quote.

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We’ve got the insurance you need.

At W.B. White Insurance, we offer a wide range of options for industrial insurance. Whether you require industrial insurance in the construction, concrete or contractor spaces, we can help you to get the right industrial insurance to meet your unique needs. Teaming up with the most reputable insurers in the marketplace means that we will be able to get your coverage from an industrial insurance agency that understands your business and your needs.

The sorts of industries that we can help include, but are not limited to, the following:

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Gary Thompson
Gary Thompson
2024-04-19
I have been dealing with W B White Insurance since the mid 1980's, around 40 years. In all these years they have always been attentive to my needs. Always made me feel an important client to them. Their premiums have always been fair, both home and auto. And yes I have periodically checked with other insurance agencies over the years to ensure that is the case. Good service and good premiums are important (price is not always everything). Recently, I had cause to make some changes to my auto insurance plan and was extremely happy with the service I received. My current Account Manager and has been for several years now, Michelle Hughes, handled things promptly, made the changes happen almost instantly. She is a real pleasure to deal with and makes things so easy for me. I am and will continue to not only be a client of W B White, but will also ensure I continue to recommend them to friends/family and neighbours. Gary
Al Muise
Al Muise
2024-04-01
The best insurance company I’ve ever dealt with . Great customer service and amazing people ( my broker is Michelle Huges) Honest people doing exceptionally great work to save me money and keeping me protected.
Richard Yaworski
Richard Yaworski
2023-11-03
I have been a client for years with W B White Insurance, great service and have never had any issues. I highly recommend them it you are looking for Home and Auto insurance.
Kyle Pearn
Kyle Pearn
2023-09-20
Alanna has been attentive, easy to talk too and quick to answer any questions and concerns. I felt like she has truly gone above and beyond to take care of all my needs and wants when it comes to coverage. I want to provide the best I can for my staff, and make sure they and their families have sufficient coverage should anything happen. You need to trust your provider and broker. I can honestly say I trust Alanna 100% . Thank you !
Jordan Gladden
Jordan Gladden
2023-06-30
Amazing company and phenomenal staff! 10/10 !
Michelle Pereira
Michelle Pereira
2023-06-14
Efficient and pleasant!
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Locations

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office

  • 905-576-1367
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  • 905-576-1367

Oshawa Office 110 King Street East
Oshawa, Ontario, L1H 1B6

Lindsay Virtual Office